Poeteri, Nandike Ayudiah Analisis niat berinvestasi generasi milenial menggunakan platform P2P Lending sebagai alternatif investasi 2021 Manajemen Keuangan P2p Lending Perceived Information Quality Perceived Reputation Perceived Risk Perceived Structursl Assurance Trust Inovasi Layanan Keuangan Keuangan Investasi Sem Lisrel Peer To Peer